USDA 30 Year Fixed Rate
No down payment/ 100% financing
Middle credit score down to 580 as well as no score
Income limits
Property Eligibility
Loan is a government program designed to meet the needs of people living in small communities, rural areas, and outlying metropolitan areas.
Section 184 Loan
1.25% down for loans under $50,000
2.25% down for loans over $50,000
No middle credit score requirement
Doublewide financing
Must be a member of a federally recognized tribe
Loan is a government program under HUD that is specifically designed for Native Americans.
FHA Loan
3.5% down
Middle credit score down to 580 and no scores
Doublewide financing
Gifts available
Down payment assistance program
Loan is a government tracked mortgage insured by the Federal Housing Administration.
VA Loan
No down payment/100% financing
Middle credit score down to 580 and no scores
Loan is guaranteed by the United States Department of Veteran Affairs. It is for Veterans, Military members currently serving, Reservists, and select surviving spouses.
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